While the statistics on the number of late mortgages and homeowners in foreclosures remains worse on the Gulf Coast than across the nation, it’s a little better than in the state as a whole. Across Florida over 17-percent of all mortgage borrowers were 90 or more days late on payments at the end of August, according to CoreLogic. Just over 12-percent of those borrowers are in some state of foreclosure. The ratio of Gulf Coast borrowers 90 or more days late on payments is slightly lower, at roughly 16% for each of the major metro areas in Southwest Florida. In the North Port-Bradenton-Sarasota metro, about 16-percent are late on payments, while nearly 12-percent are in foreclosure.