A CAPE CORAL WOMAN WAS ARRESTED TUESDAY AFTER SHE OFFERED AN UNDERCOVER COP SEX FOR MONEY.  CHARLOTTE COUNTY DEPUTIES SAY THEY ANSWERED AN ONLINE ADVERTISEMENT FOR ADULT SERVICES, AND A WOMAN CALLING HERSELF MONICA ANSWERED THE PHONE.  MONICA, LATER IDENTIFIED AS 31 YEAR OLD SHANNON WIGGINS, ARRANGED A MEETING WITH THE DETECTIVE AT AN AREA MOTEL, TELLING HIM THE DONATION WOULD BE $150.  THE PAIR GOT INTO THE BACK SEAT OF THE UNDERCOVER VEHICLE WHEN WIGGINS CLIMBED ONTO THE DETECTIVE’S LAP.  WIGGINS THEN UNDRESSED AND TOLD THE DETECTIVE THEY WERE GOING TO HAVE FUN.  AS WIGGINS GRABBED THE MONEY THE DETECTIVE HAD LAID OUT ON THE BACK SEAT, HE SIGNALED FOR BACK-UP UNITS WHO PLACE WIGGINS UNDER ARREST.  WIGGINS WAS CHARGED WITH PROSTITUTION, POSSESSION OF A CONTROLLED SUBSTANCE WITHOUT A PRESCRIPTION, AND POSSESSION OF DRUG PARAPHERNALIA.  SHE IS STILL BEING HELD ON $9000 BOND IN THE CHARLOTTE COUNTY JAIL.